Why do insurance companies blame injured motorcyclists for causing accidents?

Insurance companies often try to blame injured motorcyclists for causing accidents to decrease the amount of compensation they may have to pay. Washington State follows the concept of comparative negligence when determining how much compensation injured victims may be able to receive in personal injury cases. The amount the victim receives may be reduced by the percentage of fault they are assigned if they are found to be partially responsible for the accident. Subsequently, insurers often try to place more blame on the victim to avoid paying large claims.